Sacramento Section 8 Calculator — Sacramento County Income Limits & Rent Estimate
Renters in Sacramento, CA often search for the Housing Choice Voucher program — commonly called Section 8. Vouchers help very low-income households afford rent in private housing. In this city or town, HUD rules are usually applied through a Public Housing Authority (PHA) serving Sacramento County.
Expanded local guide
Section 8 in Sacramento — SHRA, Waiting Lists & Sacramento County Housing
Local Section 8 guide for Sacramento and Sacramento County: SHRA Housing Choice Vouchers, waiting list status, payment standards, income limits, and estimated tenant rent share.
Updated September 12, 2026
Housing Authority Serving Sacramento
The primary agency administering Housing Choice Vouchers in Sacramento is the Sacramento Housing and Redevelopment Agency (SHRA):
- Agency: Sacramento Housing and Redevelopment Agency (SHRA)
- Jurisdiction: City of Sacramento & Sacramento County
- Waiting list status: Opens periodically — monitor shra.org for announcements
- Application portal: shra.org
- Main office: 630 I Street, Sacramento, CA 95814
- Phone: (916) 440-1390
SHRA administers both tenant-based vouchers (allowing participants to rent from any private landlord whose unit passes HUD inspection and where the owner agrees to participate) and project-based vouchers at specific affordable housing communities across Sacramento County.
Income Limits & Fair Market Rent in Sacramento County
Section 8 eligibility in Sacramento is governed by HUD income limits for Sacramento–Roseville–Arden-Arcade, CA HUD Metro FMR Area. Sacramento’s cost of living is substantially higher than the national average, which means income limits — and Fair Market Rents — are well above what many other California inland cities see:
- 30% AMI (Extremely Low Income): Primary priority group for new vouchers — SHRA must allocate at least 75% of new vouchers to this tier.
- 50% AMI (Very Low Income): Standard eligibility ceiling for most new applicants.
- 80% AMI (Low Income): Some portability transfers and project-based programs.
Payment standards follow HUD FMRs. If your landlord’s rent is at or below the payment standard, you pay approximately 30% of monthly adjusted income; SHRA pays the remainder directly to the landlord each month.
Run your Sacramento rent estimate →
How to Apply for Section 8 in Sacramento
- Watch for list openings — SHRA announces open enrollment periods on its website, through local media, and via social media. Past openings have been brief (a few days to two weeks).
- Apply online through shra.org — paper applications are rarely accepted. Have your household information, income documents, and Social Security numbers ready before the portal opens.
- Keep your contact info current — SHRA purges applicants who cannot be reached when called. Update your phone and address through the SHRA applicant portal any time you move.
- Note your preference points — SHRA gives priority to Sacramento County residents, veterans, elderly, disabled, and working families. Points can move you up the list.
- Explore project-based options — if the HCV list is closed, ask SHRA about project-based voucher waiting lists at specific properties, which sometimes have shorter waits.
Sacramento Section 8 Payment Standards & Neighborhoods
Sacramento’s rental market varies significantly by neighborhood. Areas like Midtown, East Sacramento, and Land Park tend to have rents above the payment standard — meaning you would pay the difference out of pocket. More affordable options for voucher holders are often found in:
- South Sacramento and Florin — lower average rents, many landlords familiar with vouchers
- North Sacramento and Arden-Arcade — mix of price points, SHRA jurisdiction
- Elk Grove and Rancho Cordova — separate PHAs, but vouchers can be ported; check local payment standards
If you find a unit priced above the payment standard, you may be able to negotiate with the landlord or look for units in lower-cost parts of the metro.
Calculate your voucher subsidy and payment standard for Sacramento →
Waiting List Tips for Sacramento
- Apply to multiple PHAs — Sacramento County residents may also qualify for vouchers through the Housing Authority of the County of Sacramento and nearby agencies in Yolo County and El Dorado County.
- Don’t miss update deadlines — SHRA requires annual contact to keep your application active on the waiting list. Missing an update letter results in removal.
- VASH and special programs — if you are a homeless veteran, contact the VA Sacramento Medical Center about the VASH program, which combines vouchers with VA case management and often has faster access.
HUD income limits & Fair Market Rents — Sacramento
Official HUD figures for Sacramento County (area: Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area). Local PHA payment standards are often 90–110% of FMR.
Annual income limits (FY 2026)
Very low income (~50% AMI) and low income (~80% AMI) by household size. Section 8 typically prioritizes very low-income households.
| Household size | Very low (50%) | Low (80%) |
|---|---|---|
| 1 | $46,000 | $73,600 |
| 2 | $52,600 | $84,100 |
| 3 | $59,150 | $94,600 |
| 4 | $65,700 | $105,100 |
| 5 | $71,000 | $113,550 |
| 6 | $76,250 | $121,950 |
| 7 | $81,500 | $130,350 |
| 8 | $86,750 | $138,750 |
Monthly Fair Market Rents (FY 2027)
Benchmark gross rent (rent + utilities) by unit size. Use the ZIP calculator for Small Area FMRs or an estimated voucher amount.
This area uses Small Area FMRs by ZIP. County-level FMR rows may be blank — use the calculator with your ZIP code.
| Bedrooms | FMR |
|---|---|
| Studio | $1,742 |
| 1 bedroom | $1,793 |
| 2 bedrooms | $2,201 |
| 3 bedrooms | $2,887 |
| 4 bedrooms | $3,329 |
Source: HUD USER API (income limits & FMR). Educational estimate only; not affiliated with HUD or any PHA. Reference fiscal year: 2026.
Sacramento Section 8 Rent Calculator & Voucher Estimate
Because Sacramento may sit in a multi-county HUD area, use our Section 8 rent calculator to check your county, HUD income limits, and estimated tenant rent share before you contact a housing authority.
Calculate Sacramento rent share & voucherHousing Choice Voucher program
A Section 8 voucher in the Sacramento area does not pay your full rent. You pay a tenant share (often about 30% of adjusted income), and the voucher covers part of the rent up to the local payment standard, which is based on HUD Fair Market Rents for Sacramento County.
Most PHAs near Sacramento run waiting lists that open only periodically. Eligibility depends on income, household size, and local preferences — not on applying first online alone.
- Project-based Section 8 — Project-based Section 8 — subsidy stays with specific buildings (different application path).
- Tenant-based vouchers (HCV) — Tenant-based vouchers (HCV) — you find a unit; the voucher moves with you in many cases after initial lease-up.
- Local preferences — Local preferences — veterans, elderly, disabled, or working families may get priority on some lists.
Section 8 guides for Sacramento renters
These guides explain vouchers, income limits, and rent math for households in Sacramento and across California. Each links to our calculator so you can run numbers for your ZIP.
How Section 8 HAP Is Calculated (Tenant Share vs Owner)
HAP is min(payment standard, gross rent) minus TTP. See family rent to owner, utility reimbursement, the 90–110% FMR band, and what this calculator can and cannot decide.
RentHow Much Section 8 Pays by Bedroom Size
There is no national dollar amount for a 1-, 2-, or 3-bedroom voucher. Family unit size, the PHA payment standard, and your TTP decide HAP — plus the 40% first-lease rule.
PHAFind Your Public Housing Authority (PHA) for Section 8
Learn what a PHA is, how to find the housing authority for your city or county, and where to apply for a Section 8 Housing Choice Voucher waiting list.
ApplicationHow to Apply for Section 8 — Waiting Lists & PHA Steps
Step-by-step overview of Section 8 waiting lists, PHA applications, and what to do while you wait for a voucher.
Voucher programHousing Choice Voucher Program (Section 8) Explained
What the Section 8 Housing Choice Voucher program is, how PHAs run it, and how vouchers differ from public housing.
RentSection 8 Rent Calculator — How Much Will I Pay With a Voucher?
Estimate your Section 8 tenant share (TTP), payment standard, and maximum voucher subsidy. Includes rent above payment standard examples.
Income limitsSection 8 Income Limits Explained by Household Size
HUD very low and low income limits determine Section 8 eligibility. See how limits vary by ZIP, county, metro area, and family size.
BasicsHow Section 8 Housing Works — Vouchers, PHAs & What You Pay (2026)
How Section 8 Housing Choice Vouchers work in 2026 — who qualifies, how PHAs issue vouchers, how payment standards are calculated, and exactly what renters pay vs what the subsidy covers.
Apply near Sacramento
- Confirm income limits with the calculator.
- Find your PHA in our PHA Directory or the HUD contacts tool (Sacramento County).
- Join the waiting list when the PHA opens applications — many lists close for years at a time.
- When selected, find a rental at or below the payment standard and complete inspection.
Ready to apply? Download the PDF application checklist before your appointment.
FAQ — Section 8 in Sacramento
Can I use Section 8 in Sacramento, CA?
Many renters in Sacramento can apply if they meet HUD income limits and the local PHA has an open waiting list. Vouchers are portable in some cases, but you must apply through the housing authority that serves your area — often tied to Sacramento County.
How much rent will I pay with a voucher near Sacramento?
Your minimum share is the Total Tenant Payment (TTP) — typically the greater of 30% of adjusted monthly income, 10% of gross income, or a small PHA minimum. Use our calculator with your ZIP to see an estimate for Sacramento County.
Where do I apply for Section 8 in Sacramento?
Applications are handled by your local Public Housing Authority, not this website. Search HUD's PHA contact directory for authorities serving Sacramento County, then follow their waiting list instructions.
Does Sacramento have its own income limits?
HUD publishes income limits and Fair Market Rents by county or metro area. Sacramento uses the limits for Sacramento County. Enter your ZIP in our calculator to pull the current HUD figures for your household size.
Do medical bills lower Section 8 rent in Sacramento?
If your household is elderly (62+) or disabled, HUD may deduct unreimbursed medical costs above 10% of annual income, plus a family allowance. That reduces the adjusted income used for your tenant share (TTP). Run a Sacramento ZIP in the calculator; the PHA serving Sacramento County decides which receipts count.