Luzerne Section 8 Calculator — Luzerne County Income Limits & Rent Estimate

Luzerne County · Pennsylvania

Renters in Luzerne, PA often search for the Housing Choice Voucher program — commonly called Section 8. Vouchers help very low-income households afford rent in private housing. In this city or town, HUD rules are usually applied through a Public Housing Authority (PHA) serving Luzerne County.

Expanded local guide

Section 8 in Luzerne — Luzerne County Housing Authority, Waiting Lists & Luzerne County Housing

Local Section 8 guide for Luzerne and Luzerne County: LCHA vouchers, waiting list status, payment standards, income limits, and estimated tenant rent share.

Updated September 12, 2026

Housing Authority Serving Luzerne

  • Agency: Luzerne County Housing Authority (LCHA)
  • Jurisdiction: Luzerne Borough & Luzerne County, PA (county-wide)
  • Waiting list status: Opens periodically — monitor lchaonline.org
  • Application portal: lchaonline.org
  • Main office: 35 E Union St, Wilkes-Barre, PA 18701
  • Phone: (570) 825-5475

Luzerne Borough is a small community of approximately 2,800 residents situated along the Susquehanna River in the Wyoming Valley, adjacent to Wilkes-Barre. The borough sits at the heart of Luzerne County’s post-industrial landscape — a region that has reinvented itself over the past two decades around healthcare (Geisinger, CommonSpirit), Amazon and other logistics operations, and regional retail. Luzerne County’s lower median income relative to the national average, combined with an aging housing stock and limited new construction, creates persistent need for rental assistance programs. The Luzerne County Housing Authority (LCHA) is the primary administrator of Housing Choice Vouchers for Luzerne Borough and all of Luzerne County, operating from its headquarters in Wilkes-Barre.

LCHA also manages several public housing developments across the county and works with Pennsylvania’s Department of Human Services and local service agencies to connect voucher holders with employment assistance, childcare support, and emergency services. The agency’s relatively small service area — compared to large urban PHAs — allows for a more direct relationship between case managers and program participants, which can be advantageous during the housing search and inspection phases of the voucher process.

Income Limits & Fair Market Rent in Luzerne County

Luzerne County is part of the Scranton–Wilkes-Barre–Hazleton, PA HUD Metropolitan Statistical Area. The 2026 Area Median Income for this MSA is approximately $72,000 for a family of four — reflecting a northeastern Pennsylvania economy where wages have historically trailed coastal metros but where housing costs remain correspondingly lower. Eligibility thresholds:

Household Size30% AMI (Extremely Low)50% AMI (Very Low)80% AMI (Low)
1 person$18,500$30,800$49,300
2 persons$21,150$35,200$56,300
4 persons$26,400$44,000$70,400
6 persons$31,650$52,800$84,500

HUD’s 2026 Fair Market Rents for Scranton–Wilkes-Barre–Hazleton are approximately: Studio $700 · 1BR $850 · 2BR $1,050 · 3BR $1,350 · 4BR $1,600. These FMRs reflect one of the country’s most affordable large rental markets. Luzerne County’s supply of older single-family homes and small multi-unit buildings means that many rental units across Wilkes-Barre, Hazleton, Kingston, and surrounding boroughs fall comfortably within these FMR ranges. Voucher holders in this market typically find more eligible units per search than in coastal metros, reducing time-to-occupancy after voucher issuance.

Run your Luzerne rent estimate →

How to Apply for Section 8 in Luzerne

  1. Contact LCHA to verify waiting list status — Call (570) 825-5475 or visit lchaonline.org to confirm whether the HCV list is currently accepting applications and learn about any scheduled opening dates.
  2. Prepare your full documentation package — Photo ID for all adults, Social Security cards or numbers for everyone in the household, recent pay stubs or benefit award letters for all income sources, and birth certificates or school records for children.
  3. Submit your application promptly — LCHA accepts applications at 35 E Union St, Wilkes-Barre, PA 18701, and through online channels when available. Apply as early as possible and retain all confirmation documentation.
  4. Apply to Wilkes-Barre Housing Authority as well — The Wilkes-Barre Housing Authority operates independently of LCHA and maintains its own waiting list for city residents. Applying to both agencies maximizes your options.
  5. Notify LCHA of any changes to your household or contact information — Update LCHA immediately with new mailing addresses, phone numbers, or changes in household composition to prevent removal from the waiting list.
  6. Prepare for the eligibility interview — When your name is reached, bring originals of all documents for all household members. Once approved, you’ll have a set search window — typically 60–90 days — to locate and lease an eligible unit.

Waiting List Tips for Luzerne

  • Apply to Wilkes-Barre Housing Authority too: The city of Wilkes-Barre operates its own housing authority with a separate HCV waiting list. If you’re open to living in Wilkes-Barre, applying to both LCHA and WBHA improves your chances.
  • Explore Hazleton Housing Authority: Hazleton is Luzerne County’s second-largest city and has its own housing authority. If you’re flexible about location within the county, apply to Hazleton as well.
  • Ask about public housing waitlists: LCHA manages public housing developments that may have shorter wait times than the HCV tenant-based list. These are location-specific units but can provide immediate access to subsidized housing.
  • Contact NEPA Alliance or local nonprofits: The Northeastern Pennsylvania Alliance and local community action programs offer housing counseling, emergency rental assistance, and utility help that can support you while you wait for a voucher.
  • Dial 2-1-1: Pennsylvania’s 211 system connects Luzerne County callers with emergency rental assistance, food resources, and housing case managers across the region.

HUD income limits & Fair Market Rents — Luzerne

Official HUD figures for Luzerne County (area: Scranton--Wilkes-Barre, PA MSA). Local PHA payment standards are often 90–110% of FMR.

Annual income limits (FY 2026)

Very low income (~50% AMI) and low income (~80% AMI) by household size. Section 8 typically prioritizes very low-income households.

Household size Very low (50%) Low (80%)
1 $32,200 $51,550
2 $36,800 $58,900
3 $41,400 $66,250
4 $46,000 $73,600
5 $49,700 $79,500
6 $53,400 $85,400
7 $57,050 $91,300
8 $60,750 $97,200

Monthly Fair Market Rents (FY 2027)

Benchmark gross rent (rent + utilities) by unit size. Use the ZIP calculator for Small Area FMRs or an estimated voucher amount.

Bedrooms FMR
Studio $949
1 bedroom $1,106
2 bedrooms $1,363
3 bedrooms $1,786
4 bedrooms $1,962

Calculate with my ZIP

Source: HUD USER API (income limits & FMR). Educational estimate only; not affiliated with HUD or any PHA. Reference fiscal year: 2026.

Luzerne Section 8 Rent Calculator & Voucher Estimate

Because Luzerne may sit in a multi-county HUD area, use our Section 8 rent calculator to check your county, HUD income limits, and estimated tenant rent share before you contact a housing authority.

Calculate Luzerne rent share & voucher

Housing Choice Voucher program

A Section 8 voucher in the Luzerne area does not pay your full rent. You pay a tenant share (often about 30% of adjusted income), and the voucher covers part of the rent up to the local payment standard, which is based on HUD Fair Market Rents for Luzerne County.

Most PHAs near Luzerne run waiting lists that open only periodically. Eligibility depends on income, household size, and local preferences — not on applying first online alone.

  • Project-based Section 8 — Project-based Section 8 — subsidy stays with specific buildings (different application path).
  • Tenant-based vouchers (HCV) — Tenant-based vouchers (HCV) — you find a unit; the voucher moves with you in many cases after initial lease-up.
  • Local preferences — Local preferences — veterans, elderly, disabled, or working families may get priority on some lists.

Section 8 guides for Luzerne renters

These guides explain vouchers, income limits, and rent math for households in Luzerne and across Pennsylvania. Each links to our calculator so you can run numbers for your ZIP.

Calculator

How Section 8 HAP Is Calculated (Tenant Share vs Owner)

HAP is min(payment standard, gross rent) minus TTP. See family rent to owner, utility reimbursement, the 90–110% FMR band, and what this calculator can and cannot decide.

Rent

How Much Section 8 Pays by Bedroom Size

There is no national dollar amount for a 1-, 2-, or 3-bedroom voucher. Family unit size, the PHA payment standard, and your TTP decide HAP — plus the 40% first-lease rule.

PHA

Find Your Public Housing Authority (PHA) for Section 8

Learn what a PHA is, how to find the housing authority for your city or county, and where to apply for a Section 8 Housing Choice Voucher waiting list.

Application

How to Apply for Section 8 — Waiting Lists & PHA Steps

Step-by-step overview of Section 8 waiting lists, PHA applications, and what to do while you wait for a voucher.

Voucher program

Housing Choice Voucher Program (Section 8) Explained

What the Section 8 Housing Choice Voucher program is, how PHAs run it, and how vouchers differ from public housing.

Rent

Section 8 Rent Calculator — How Much Will I Pay With a Voucher?

Estimate your Section 8 tenant share (TTP), payment standard, and maximum voucher subsidy. Includes rent above payment standard examples.

Income limits

Section 8 Income Limits Explained by Household Size

HUD very low and low income limits determine Section 8 eligibility. See how limits vary by ZIP, county, metro area, and family size.

Basics

How Section 8 Housing Works — Vouchers, PHAs & What You Pay (2026)

How Section 8 Housing Choice Vouchers work in 2026 — who qualifies, how PHAs issue vouchers, how payment standards are calculated, and exactly what renters pay vs what the subsidy covers.

Apply near Luzerne

  1. Confirm income limits with the calculator.
  2. Find your PHA in our PHA Directory or the HUD contacts tool (Luzerne County).
  3. Join the waiting list when the PHA opens applications — many lists close for years at a time.
  4. When selected, find a rental at or below the payment standard and complete inspection.

Ready to apply? Download the PDF application checklist before your appointment.

FAQ — Section 8 in Luzerne

Can I use Section 8 in Luzerne, PA?

Many renters in Luzerne can apply if they meet HUD income limits and the local PHA has an open waiting list. Vouchers are portable in some cases, but you must apply through the housing authority that serves your area — often tied to Luzerne County.

How much rent will I pay with a voucher near Luzerne?

Your minimum share is the Total Tenant Payment (TTP) — typically the greater of 30% of adjusted monthly income, 10% of gross income, or a small PHA minimum. Use our calculator with your ZIP to see an estimate for Luzerne County.

Where do I apply for Section 8 in Luzerne?

Applications are handled by your local Public Housing Authority, not this website. Search HUD's PHA contact directory for authorities serving Luzerne County, then follow their waiting list instructions.

Does Luzerne have its own income limits?

HUD publishes income limits and Fair Market Rents by county or metro area. Luzerne uses the limits for Luzerne County. Enter your ZIP in our calculator to pull the current HUD figures for your household size.

Do medical bills lower Section 8 rent in Luzerne?

If your household is elderly (62+) or disabled, HUD may deduct unreimbursed medical costs above 10% of annual income, plus a family allowance. That reduces the adjusted income used for your tenant share (TTP). Run a Luzerne ZIP in the calculator; the PHA serving Luzerne County decides which receipts count.