North Mankato Section 8 Calculator — Blue Earth County and Nicollet County Income Limits & Rent Estimate

Blue Earth County and Nicollet County · Minnesota

Renters in North Mankato, MN often search for the Housing Choice Voucher program — commonly called Section 8. Vouchers help very low-income households afford rent in private housing. In this city or town, HUD rules are usually applied through a Public Housing Authority (PHA) serving Blue Earth County and Nicollet County.

Expanded local guide

Section 8 in North Mankato — HRA Vouchers, Waiting Lists & Blue Earth County Housing

Local Section 8 guide for North Mankato and Blue Earth/Nicollet Counties: Mankato/North Mankato Area HRA vouchers, waiting list status, payment standards, income limits, and estimated tenant rent share.

Updated September 12, 2026

Housing Authority Serving North Mankato

  • Agency: Mankato/North Mankato Area Housing and Redevelopment Authority (HRA)
  • Jurisdiction: City of Mankato, City of North Mankato, and portions of Blue Earth and Nicollet Counties
  • Waiting list status: Opens periodically — monitor mankato-mn.gov
  • Application portal: mankato-mn.gov HRA page
  • Main office: 10 Civic Center Plaza, Mankato, MN 56001
  • Phone: (507) 387-8600

The Mankato/North Mankato Area HRA is a joint authority serving both cities and their surrounding communities. As the sole housing voucher administrator for the region, the HRA handles everything from initial application intake to voucher issuance, landlord inspections under HUD Housing Quality Standards (HQS), and annual recertifications. Its relatively smaller portfolio compared to Twin Cities agencies means demand can exceed supply quickly whenever the waiting list opens.

North Mankato residents benefit from the HRA’s knowledge of the local rental market — including neighborhoods along the Minnesota River corridor — and its connections to nearby supportive housing services through Greater Mankato nonprofits.

Income Limits & Fair Market Rent in Blue Earth County

HUD calculates income limits for the Mankato–North Mankato, MN Metropolitan Statistical Area, which encompasses Blue Earth County (where Mankato is located) and Nicollet County (home to North Mankato). Both counties share the same AMI benchmark and therefore the same Section 8 income limit tables.

For 2026, HUD’s Fair Market Rents for the Mankato area reflect a mid-sized regional market. Typical FMRs for the Mankato MSA run below those of the Twin Cities, making the area somewhat more affordable but also creating fewer landlord incentive programs. Voucher holders pay approximately 30% of monthly adjusted gross income toward rent, with the HRA covering the balance up to the local payment standard.

Income eligibility tiers — Extremely Low (30% AMI), Very Low (50% AMI), and Low Income (80% AMI) — determine priority in the waiting list. Extremely Low Income households receive priority access to 75% of newly issued vouchers per federal mandate.

Run your North Mankato rent estimate →

How to Apply for Section 8 in North Mankato

  1. Confirm the waiting list is open by visiting the HRA’s official website or calling (507) 387-8600 — applications are only accepted during open enrollment periods.
  2. Gather documentation before you apply: government-issued ID for all household members, Social Security cards, most recent tax returns or pay stubs, and documentation of any other income sources (child support, benefits, etc.).
  3. Complete the application online or in person at 10 Civic Center Plaza, Mankato. Provide accurate household composition and income information — discrepancies can delay or disqualify your application.
  4. Note any qualifying preferences such as veteran status, disability, or current homelessness, which the HRA may use to prioritize your placement on the waiting list.
  5. Await your interview notification — once your name approaches the top of the list, the HRA will contact you to schedule an eligibility interview and income verification appointment.

Waiting List Tips for North Mankato

  • Apply the day the list opens — smaller-market PHAs like the Mankato HRA can close their lists within days or even hours of opening.
  • Keep your contact information current — call or write to the HRA whenever your address, phone number, or email changes to avoid being removed from the list.
  • Explore Greater Mankato Growth and local nonprofits such as Kato Share or Theresa House, which offer transitional and affordable housing with shorter waits.
  • Check Blue Earth and Nicollet County social services — both counties coordinate with the HRA and may have additional rental assistance programs, including emergency rental assistance funds.

HUD income limits & Fair Market Rents — North Mankato

Official HUD figures for Blue Earth County (area: Mankato, MN MSA). Local PHA payment standards are often 90–110% of FMR.

This place spans multiple counties (Blue Earth County, Nicollet County). Tables show the primary county — confirm with your ZIP in the calculator.

Annual income limits (FY 2026)

Very low income (~50% AMI) and low income (~80% AMI) by household size. Section 8 typically prioritizes very low-income households.

Household size Very low (50%) Low (80%)
1 $37,300 $59,650
2 $42,600 $68,200
3 $47,950 $76,700
4 $53,250 $85,200
5 $57,550 $92,050
6 $61,800 $98,850
7 $66,050 $105,650
8 $70,300 $112,500

Monthly Fair Market Rents (FY 2027)

Benchmark gross rent (rent + utilities) by unit size. Use the ZIP calculator for Small Area FMRs or an estimated voucher amount.

Bedrooms FMR
Studio $1,016
1 bedroom $1,023
2 bedrooms $1,230
3 bedrooms $1,703
4 bedrooms $1,744

Calculate with my ZIP

Source: HUD USER API (income limits & FMR). Educational estimate only; not affiliated with HUD or any PHA. Reference fiscal year: 2026.

North Mankato Section 8 Rent Calculator & Voucher Estimate

Because North Mankato may sit in a multi-county HUD area, use our Section 8 rent calculator to check your county, HUD income limits, and estimated tenant rent share before you contact a housing authority.

Calculate North Mankato rent share & voucher

Housing Choice Voucher program

A Section 8 voucher in the North Mankato area does not pay your full rent. You pay a tenant share (often about 30% of adjusted income), and the voucher covers part of the rent up to the local payment standard, which is based on HUD Fair Market Rents for Blue Earth County and Nicollet County.

Most PHAs near North Mankato run waiting lists that open only periodically. Eligibility depends on income, household size, and local preferences — not on applying first online alone.

  • Project-based Section 8 — Project-based Section 8 — subsidy stays with specific buildings (different application path).
  • Tenant-based vouchers (HCV) — Tenant-based vouchers (HCV) — you find a unit; the voucher moves with you in many cases after initial lease-up.
  • Local preferences — Local preferences — veterans, elderly, disabled, or working families may get priority on some lists.

Section 8 guides for North Mankato renters

These guides explain vouchers, income limits, and rent math for households in North Mankato and across Minnesota. Each links to our calculator so you can run numbers for your ZIP.

Calculator

How Section 8 HAP Is Calculated (Tenant Share vs Owner)

HAP is min(payment standard, gross rent) minus TTP. See family rent to owner, utility reimbursement, the 90–110% FMR band, and what this calculator can and cannot decide.

Rent

How Much Section 8 Pays by Bedroom Size

There is no national dollar amount for a 1-, 2-, or 3-bedroom voucher. Family unit size, the PHA payment standard, and your TTP decide HAP — plus the 40% first-lease rule.

PHA

Find Your Public Housing Authority (PHA) for Section 8

Learn what a PHA is, how to find the housing authority for your city or county, and where to apply for a Section 8 Housing Choice Voucher waiting list.

Application

How to Apply for Section 8 — Waiting Lists & PHA Steps

Step-by-step overview of Section 8 waiting lists, PHA applications, and what to do while you wait for a voucher.

Voucher program

Housing Choice Voucher Program (Section 8) Explained

What the Section 8 Housing Choice Voucher program is, how PHAs run it, and how vouchers differ from public housing.

Rent

Section 8 Rent Calculator — How Much Will I Pay With a Voucher?

Estimate your Section 8 tenant share (TTP), payment standard, and maximum voucher subsidy. Includes rent above payment standard examples.

Income limits

Section 8 Income Limits Explained by Household Size

HUD very low and low income limits determine Section 8 eligibility. See how limits vary by ZIP, county, metro area, and family size.

Basics

How Section 8 Housing Works — Vouchers, PHAs & What You Pay (2026)

How Section 8 Housing Choice Vouchers work in 2026 — who qualifies, how PHAs issue vouchers, how payment standards are calculated, and exactly what renters pay vs what the subsidy covers.

Apply near North Mankato

  1. Confirm income limits with the calculator.
  2. Find your PHA in our PHA Directory or the HUD contacts tool (Blue Earth County and Nicollet County).
  3. Join the waiting list when the PHA opens applications — many lists close for years at a time.
  4. When selected, find a rental at or below the payment standard and complete inspection.

Ready to apply? Download the PDF application checklist before your appointment.

FAQ — Section 8 in North Mankato

Can I use Section 8 in North Mankato, MN?

Many renters in North Mankato can apply if they meet HUD income limits and the local PHA has an open waiting list. Vouchers are portable in some cases, but you must apply through the housing authority that serves your area — often tied to Blue Earth County, Nicollet County.

How much rent will I pay with a voucher near North Mankato?

Your minimum share is the Total Tenant Payment (TTP) — typically the greater of 30% of adjusted monthly income, 10% of gross income, or a small PHA minimum. Use our calculator with your ZIP to see an estimate for Blue Earth County, Nicollet County.

Where do I apply for Section 8 in North Mankato?

Applications are handled by your local Public Housing Authority, not this website. Search HUD's PHA contact directory for authorities serving Blue Earth County, Nicollet County, then follow their waiting list instructions.

Does North Mankato have its own income limits?

HUD publishes income limits and Fair Market Rents by county or metro area. North Mankato uses the limits for Blue Earth County, Nicollet County. Enter your ZIP in our calculator to pull the current HUD figures for your household size.

Do medical bills lower Section 8 rent in North Mankato?

If your household is elderly (62+) or disabled, HUD may deduct unreimbursed medical costs above 10% of annual income, plus a family allowance. That reduces the adjusted income used for your tenant share (TTP). Run a North Mankato ZIP in the calculator; the PHA serving Blue Earth County, Nicollet County decides which receipts count.