Zephyrhills South Section 8 Calculator — Pasco County Income Limits & Rent Estimate
Renters in Zephyrhills South, FL often search for the Housing Choice Voucher program — commonly called Section 8. Vouchers help very low-income households afford rent in private housing. In this census area, HUD rules are usually applied through a Public Housing Authority (PHA) serving Pasco County.
HUD income limits & Fair Market Rents — Zephyrhills South
Official HUD figures for Pasco County (area: Tampa-St. Petersburg-Clearwater, FL MSA). Local PHA payment standards are often 90–110% of FMR.
Annual income limits (FY 2026)
Very low income (~50% AMI) and low income (~80% AMI) by household size. Section 8 typically prioritizes very low-income households.
| Household size | Very low (50%) | Low (80%) |
|---|---|---|
| 1 | $40,150 | $64,250 |
| 2 | $45,850 | $73,400 |
| 3 | $51,600 | $82,600 |
| 4 | $57,350 | $91,750 |
| 5 | $61,950 | $99,100 |
| 6 | $66,550 | $106,450 |
| 7 | $71,150 | $113,800 |
| 8 | $75,700 | $121,150 |
Monthly Fair Market Rents (FY 2027)
Benchmark gross rent (rent + utilities) by unit size. Use the ZIP calculator for Small Area FMRs or an estimated voucher amount.
This area uses Small Area FMRs by ZIP. County-level FMR rows may be blank — use the calculator with your ZIP code.
| Bedrooms | FMR |
|---|---|
| Studio | $1,597 |
| 1 bedroom | $1,648 |
| 2 bedrooms | $1,917 |
| 3 bedrooms | $2,448 |
| 4 bedrooms | $2,977 |
Source: HUD USER API (income limits & FMR). Educational estimate only; not affiliated with HUD or any PHA. Reference fiscal year: 2026.
Zephyrhills South Section 8 Rent Calculator & Voucher Estimate
Because Zephyrhills South may sit in a multi-county HUD area, use our Section 8 rent calculator to check your county, HUD income limits, and estimated tenant rent share before you contact a housing authority.
Calculate Zephyrhills South rent share & voucherHousing Choice Voucher program
A Section 8 voucher in the Zephyrhills South area does not pay your full rent. You pay a tenant share (often about 30% of adjusted income), and the voucher covers part of the rent up to the local payment standard, which is based on HUD Fair Market Rents for Pasco County.
Most PHAs near Zephyrhills South run waiting lists that open only periodically. Eligibility depends on income, household size, and local preferences — not on applying first online alone.
- Project-based Section 8 — Project-based Section 8 — subsidy stays with specific buildings (different application path).
- Tenant-based vouchers (HCV) — Tenant-based vouchers (HCV) — you find a unit; the voucher moves with you in many cases after initial lease-up.
- Local preferences — Local preferences — veterans, elderly, disabled, or working families may get priority on some lists.
Section 8 guides for Zephyrhills South renters
These guides explain vouchers, income limits, and rent math for households in Zephyrhills South and across Florida. Each links to our calculator so you can run numbers for your ZIP.
How Section 8 HAP Is Calculated (Tenant Share vs Owner)
HAP is min(payment standard, gross rent) minus TTP. See family rent to owner, utility reimbursement, the 90–110% FMR band, and what this calculator can and cannot decide.
RentHow Much Section 8 Pays by Bedroom Size
There is no national dollar amount for a 1-, 2-, or 3-bedroom voucher. Family unit size, the PHA payment standard, and your TTP decide HAP — plus the 40% first-lease rule.
PHAFind Your Public Housing Authority (PHA) for Section 8
Learn what a PHA is, how to find the housing authority for your city or county, and where to apply for a Section 8 Housing Choice Voucher waiting list.
ApplicationHow to Apply for Section 8 — Waiting Lists & PHA Steps
Step-by-step overview of Section 8 waiting lists, PHA applications, and what to do while you wait for a voucher.
Voucher programHousing Choice Voucher Program (Section 8) Explained
What the Section 8 Housing Choice Voucher program is, how PHAs run it, and how vouchers differ from public housing.
RentSection 8 Rent Calculator — How Much Will I Pay With a Voucher?
Estimate your Section 8 tenant share (TTP), payment standard, and maximum voucher subsidy. Includes rent above payment standard examples.
Income limitsSection 8 Income Limits Explained by Household Size
HUD very low and low income limits determine Section 8 eligibility. See how limits vary by ZIP, county, metro area, and family size.
BasicsHow Section 8 Housing Works — Vouchers, PHAs & What You Pay (2026)
How Section 8 Housing Choice Vouchers work in 2026 — who qualifies, how PHAs issue vouchers, how payment standards are calculated, and exactly what renters pay vs what the subsidy covers.
Apply near Zephyrhills South
- Confirm income limits with the calculator.
- Find your PHA in our PHA Directory or the HUD contacts tool (Pasco County).
- Join the waiting list when the PHA opens applications — many lists close for years at a time.
- When selected, find a rental at or below the payment standard and complete inspection.
Ready to apply? Download the PDF application checklist before your appointment.
FAQ — Section 8 in Zephyrhills South
Can I use Section 8 in Zephyrhills South, FL?
Many renters in Zephyrhills South can apply if they meet HUD income limits and the local PHA has an open waiting list. Vouchers are portable in some cases, but you must apply through the housing authority that serves your area — often tied to Pasco County.
How much rent will I pay with a voucher near Zephyrhills South?
Your minimum share is the Total Tenant Payment (TTP) — typically the greater of 30% of adjusted monthly income, 10% of gross income, or a small PHA minimum. Use our calculator with your ZIP to see an estimate for Pasco County.
Where do I apply for Section 8 in Zephyrhills South?
Applications are handled by your local Public Housing Authority, not this website. Search HUD's PHA contact directory for authorities serving Pasco County, then follow their waiting list instructions.
Does Zephyrhills South have its own income limits?
HUD publishes income limits and Fair Market Rents by county or metro area. Zephyrhills South uses the limits for Pasco County. Enter your ZIP in our calculator to pull the current HUD figures for your household size.
Do medical bills lower Section 8 rent in Zephyrhills South?
If your household is elderly (62+) or disabled, HUD may deduct unreimbursed medical costs above 10% of annual income, plus a family allowance. That reduces the adjusted income used for your tenant share (TTP). Run a Zephyrhills South ZIP in the calculator; the PHA serving Pasco County decides which receipts count.