Glenwood Springs Section 8 Calculator — Garfield County Income Limits & Rent Estimate
Renters in Glenwood Springs, CO often search for the Housing Choice Voucher program — commonly called Section 8. Vouchers help very low-income households afford rent in private housing. In this city or town, HUD rules are usually applied through a Public Housing Authority (PHA) serving Garfield County.
Expanded local guide
Section 8 in Glenwood Springs — Garfield County Housing Authority, Waiting Lists & Garfield County Housing
Local Section 8 guide for Glenwood Springs and Garfield County: GCHA vouchers, waiting list status, payment standards, income limits, and estimated tenant rent share.
Updated September 12, 2026
Housing Authority Serving Glenwood Springs
- Agency: Garfield County Housing Authority (GCHA)
- Jurisdiction: Garfield County, CO — including Glenwood Springs, Carbondale, Rifle, Silt, and New Castle
- Waiting list status: Opens periodically; check the official portal
- Application portal: garfield-county.com/housing
- Main office: 195 W 14th St, Rifle, CO 81650
- Phone: (970) 625-3589
The Garfield County Housing Authority (GCHA) is the primary administrator of the Section 8 Housing Choice Voucher program for Glenwood Springs and the surrounding Roaring Fork Valley region. The area experiences some of the most severe housing affordability challenges in Colorado due to its proximity to Aspen and Snowmass Village, world-class outdoor recreation, and limited developable land. GCHA works with private landlords throughout Garfield County to provide rental opportunities for low- and moderate-income households who would otherwise be priced out of the region entirely.
Glenwood Springs serves as the commercial hub of the Roaring Fork Valley and Garfield County’s seat of government. The city has seen significant rent increases over the past decade as remote workers and resort employees compete for a limited rental stock. GCHA’s voucher program is supplemented by other county and state affordable housing programs, including units developed through the Colorado Housing and Finance Authority (CHFA). Applicants are encouraged to investigate all available programs simultaneously to maximize their chances of securing affordable housing.
Income Limits & Fair Market Rent in Garfield County
Garfield County is part of the Glenwood Springs, CO HUD Metro Fair Market Rent Area, which sets income limits and FMRs separately from larger Colorado metros. The 2026 AMI for a four-person household is approximately $97,200, reflecting the high-wage but high-cost nature of the resort economy. The 50% AMI threshold for voucher eligibility is roughly $48,600, and the 30% AMI priority threshold is approximately $29,150 for a family of four.
Fair Market Rents for Garfield County in FY 2026 are high relative to similarly sized rural areas nationally. Estimated FMRs are approximately $1,150 for a studio, $1,400 for a one-bedroom, $1,800 for a two-bedroom, $2,450 for a three-bedroom, and $2,900 for a four-bedroom. These figures reflect the compressed rental market driven by proximity to ski resorts. GCHA may set Payment Standards up to 110% of FMR in high-cost ZIP codes within the county to give voucher holders competitive access to units.
For a family earning $28,000 per year in Glenwood Springs, Section 8 can reduce a $1,800/month two-bedroom apartment to a tenant payment of approximately $700/month — a transformative reduction in housing cost burden. Use the rent calculator below to run your own estimate based on your income and household size.
Run your Glenwood Springs rent estimate →
How to Apply for Section 8 in Glenwood Springs
- Contact GCHA directly — Call (970) 625-3589 or visit garfield-county.com/housing to confirm whether the waiting list is currently open and obtain application instructions.
- Complete the application — Fill out GCHA’s application form completely and honestly, listing all household members, incomes, and any special circumstances such as disability or veteran status.
- Gather documentation — Collect Social Security cards, photo IDs, birth certificates, proof of income, and a rental or housing history before applying.
- Maintain your waitlist position — Respond promptly to all GCHA correspondence and notify the office if your contact information changes.
- Receive and use your voucher — Attend the required orientation, receive your voucher, and work with GCHA staff to identify qualifying rental units within Garfield County within the allotted search period.
Waiting List Tips for Glenwood Springs
- The Roaring Fork Valley housing market is one of the tightest in Colorado — apply to multiple programs and housing authorities including Pitkin County.
- Garfield County has a local residential preference — current county residents may be prioritized on the waiting list.
- CHFA’s affordable housing developments in Carbondale and Glenwood Springs may have separate waitlists worth exploring.
- Consider worker housing programs offered by Garfield County employers, which sometimes offer subsidized or reduced-rent units.
- When your voucher is issued, start the housing search immediately — landlords in resort communities may be less familiar with the program, so bring GCHA’s landlord information packet to showings.
HUD income limits & Fair Market Rents — Glenwood Springs
Official HUD figures for Garfield County (area: Garfield County, CO). Local PHA payment standards are often 90–110% of FMR.
Annual income limits (FY 2026)
Very low income (~50% AMI) and low income (~80% AMI) by household size. Section 8 typically prioritizes very low-income households.
| Household size | Very low (50%) | Low (80%) |
|---|---|---|
| 1 | $39,950 | $63,950 |
| 2 | $45,650 | $73,050 |
| 3 | $51,350 | $82,200 |
| 4 | $57,050 | $91,300 |
| 5 | $61,650 | $98,650 |
| 6 | $66,200 | $105,950 |
| 7 | $70,750 | $113,250 |
| 8 | $75,350 | $120,550 |
Monthly Fair Market Rents (FY 2027)
Benchmark gross rent (rent + utilities) by unit size. Use the ZIP calculator for Small Area FMRs or an estimated voucher amount.
| Bedrooms | FMR |
|---|---|
| Studio | $1,240 |
| 1 bedroom | $1,387 |
| 2 bedrooms | $1,781 |
| 3 bedrooms | $2,466 |
| 4 bedrooms | $2,477 |
Source: HUD USER API (income limits & FMR). Educational estimate only; not affiliated with HUD or any PHA. Reference fiscal year: 2026.
Glenwood Springs Section 8 Rent Calculator & Voucher Estimate
Because Glenwood Springs may sit in a multi-county HUD area, use our Section 8 rent calculator to check your county, HUD income limits, and estimated tenant rent share before you contact a housing authority.
Calculate Glenwood Springs rent share & voucherHousing Choice Voucher program
A Section 8 voucher in the Glenwood Springs area does not pay your full rent. You pay a tenant share (often about 30% of adjusted income), and the voucher covers part of the rent up to the local payment standard, which is based on HUD Fair Market Rents for Garfield County.
Most PHAs near Glenwood Springs run waiting lists that open only periodically. Eligibility depends on income, household size, and local preferences — not on applying first online alone.
- Project-based Section 8 — Project-based Section 8 — subsidy stays with specific buildings (different application path).
- Tenant-based vouchers (HCV) — Tenant-based vouchers (HCV) — you find a unit; the voucher moves with you in many cases after initial lease-up.
- Local preferences — Local preferences — veterans, elderly, disabled, or working families may get priority on some lists.
Section 8 guides for Glenwood Springs renters
These guides explain vouchers, income limits, and rent math for households in Glenwood Springs and across Colorado. Each links to our calculator so you can run numbers for your ZIP.
How Section 8 HAP Is Calculated (Tenant Share vs Owner)
HAP is min(payment standard, gross rent) minus TTP. See family rent to owner, utility reimbursement, the 90–110% FMR band, and what this calculator can and cannot decide.
RentHow Much Section 8 Pays by Bedroom Size
There is no national dollar amount for a 1-, 2-, or 3-bedroom voucher. Family unit size, the PHA payment standard, and your TTP decide HAP — plus the 40% first-lease rule.
PHAFind Your Public Housing Authority (PHA) for Section 8
Learn what a PHA is, how to find the housing authority for your city or county, and where to apply for a Section 8 Housing Choice Voucher waiting list.
ApplicationHow to Apply for Section 8 — Waiting Lists & PHA Steps
Step-by-step overview of Section 8 waiting lists, PHA applications, and what to do while you wait for a voucher.
Voucher programHousing Choice Voucher Program (Section 8) Explained
What the Section 8 Housing Choice Voucher program is, how PHAs run it, and how vouchers differ from public housing.
RentSection 8 Rent Calculator — How Much Will I Pay With a Voucher?
Estimate your Section 8 tenant share (TTP), payment standard, and maximum voucher subsidy. Includes rent above payment standard examples.
Income limitsSection 8 Income Limits Explained by Household Size
HUD very low and low income limits determine Section 8 eligibility. See how limits vary by ZIP, county, metro area, and family size.
BasicsHow Section 8 Housing Works — Vouchers, PHAs & What You Pay (2026)
How Section 8 Housing Choice Vouchers work in 2026 — who qualifies, how PHAs issue vouchers, how payment standards are calculated, and exactly what renters pay vs what the subsidy covers.
Apply near Glenwood Springs
- Confirm income limits with the calculator.
- Find your PHA in our PHA Directory or the HUD contacts tool (Garfield County).
- Join the waiting list when the PHA opens applications — many lists close for years at a time.
- When selected, find a rental at or below the payment standard and complete inspection.
Ready to apply? Download the PDF application checklist before your appointment.
FAQ — Section 8 in Glenwood Springs
Can I use Section 8 in Glenwood Springs, CO?
Many renters in Glenwood Springs can apply if they meet HUD income limits and the local PHA has an open waiting list. Vouchers are portable in some cases, but you must apply through the housing authority that serves your area — often tied to Garfield County.
How much rent will I pay with a voucher near Glenwood Springs?
Your minimum share is the Total Tenant Payment (TTP) — typically the greater of 30% of adjusted monthly income, 10% of gross income, or a small PHA minimum. Use our calculator with your ZIP to see an estimate for Garfield County.
Where do I apply for Section 8 in Glenwood Springs?
Applications are handled by your local Public Housing Authority, not this website. Search HUD's PHA contact directory for authorities serving Garfield County, then follow their waiting list instructions.
Does Glenwood Springs have its own income limits?
HUD publishes income limits and Fair Market Rents by county or metro area. Glenwood Springs uses the limits for Garfield County. Enter your ZIP in our calculator to pull the current HUD figures for your household size.
Do medical bills lower Section 8 rent in Glenwood Springs?
If your household is elderly (62+) or disabled, HUD may deduct unreimbursed medical costs above 10% of annual income, plus a family allowance. That reduces the adjusted income used for your tenant share (TTP). Run a Glenwood Springs ZIP in the calculator; the PHA serving Garfield County decides which receipts count.