Section 8 programs & vouchers in Chicago, IL

Cook County and DuPage County · Illinois

Renters in Chicago, IL often search for the Housing Choice Voucher program — commonly called Section 8. Vouchers help very low-income households afford rent in private housing. In this city or town, HUD rules are usually applied through a Public Housing Authority (PHA) serving Cook County and DuPage County.

Expanded local guide

Section 8 in Chicago — CHA, Waiting Lists & Mobility Programs

Local Section 8 overview for Chicago renters: CHA's voucher program, waiting list status, landlord incentives, mobility counseling, and how to estimate voucher help.

Updated May 26, 2026

CHA Section 8 in Chicago

The Chicago Housing Authority (CHA) operates one of the largest Housing Choice Voucher programs in the nation:

  • Over 54,000 authorized Section 8 units, serving more than 47,000 families across Chicago. (PlainVoucher Rankings)
  • Participants rent from private landlords in every part of the city, paying roughly 30% of adjusted income toward rent while CHA pays the rest up to the payment standard.
  • CHA also runs a Mobility Counseling Program with Housing Choice Partners to help families move to lower-poverty “Mobility Areas.”

Income Limits & Payment Standards

HUD income limits for Section 8 in Chicago are set at the Cook County/metro level:

  • Household income must generally fall below 50% of the Area Median Income (AMI), with most vouchers targeted to households below 30% AMI.
  • Payment standards are based on HUD’s Fair Market Rents and SAFMRs, so the maximum rent covered varies by neighborhood.
  • Most households pay about 30% of adjusted monthly income toward rent and utilities.

Check your estimated eligibility and voucher amounts →

Waiting List Status

CHA’s Section 8 waiting list opens infrequently via lottery:

  • CHA has gone years without accepting new applications. When open, the process is typically online.
  • Demand far exceeds supply — being eligible only puts you on a waiting list, not guarantees a voucher.
  • Watch CHA announcements closely for the next opening.

Tips: While waiting, explore the Chicago Low-Income Housing Trust Fund for rental subsidies and nonprofit programs like Solid Ground Chicago for emergency assistance.

Landlord Incentives & Mobility

CHA actively recruits landlords in higher-opportunity areas:

  • Landlord Incentive Payment — One-time payment equal to the full contract rent for new owners in mobility areas.
  • Vacancy Payments — Up to two months of the previous tenant’s payment to bridge between tenancies.
  • Home Modification Program — Accessibility upgrades at no cost to owners.
  • Mobility Counseling — Workshops, one-on-one counseling, and post-move support to help families reach “Mobility Areas” with poverty rates under 20%.

Additional Affordable Housing Resources

Read our full deep-dive: Section 8 in Chicago: Voucher Neighborhoods & Programs →

Estimate voucher help in Chicago

Because Chicago may sit in a multi-county HUD area, use our ZIP-based calculator to confirm your county, income limits, and estimated monthly voucher help before you contact a housing authority.

Open Section 8 calculator

Housing Choice Voucher program

A Section 8 voucher in the Chicago area does not pay your full rent. You pay a tenant share (often about 30% of adjusted income), and the voucher covers part of the rent up to the local payment standard, which is based on HUD Fair Market Rents for Cook County and DuPage County.

Most PHAs near Chicago run waiting lists that open only periodically. Eligibility depends on income, household size, and local preferences — not on applying first online alone.

  • Project-based Section 8 — Project-based Section 8 — subsidy stays with specific buildings (different application path).
  • Tenant-based vouchers (HCV) — Tenant-based vouchers (HCV) — you find a unit; the voucher moves with you in many cases after initial lease-up.
  • Local preferences — Local preferences — veterans, elderly, disabled, or working families may get priority on some lists.

Section 8 guides for Chicago renters

These guides explain vouchers, income limits, and rent math for households in Chicago and across Illinois. Each links to our calculator so you can run numbers for your ZIP.

Apply near Chicago

  1. Confirm income limits with the calculator.
  2. Find your PHA via the HUD PHA contact directory (Illinois / Cook County and DuPage County).
  3. Join the waiting list when the PHA opens applications — many lists close for years at a time.
  4. When selected, find a rental at or below the payment standard and complete inspection.

FAQ — Section 8 in Chicago

Can I use Section 8 in Chicago, IL?

Many renters in Chicago can apply if they meet HUD income limits and the local PHA has an open waiting list. Vouchers are portable in some cases, but you must apply through the housing authority that serves your area — often tied to Cook County, DuPage County.

How much rent will I pay with a voucher near Chicago?

Your minimum share is the Total Tenant Payment (TTP) — typically the greater of 30% of adjusted monthly income, 10% of gross income, or a small PHA minimum. Use our calculator with your ZIP to see an estimate for Cook County, DuPage County.

Where do I apply for Section 8 in Chicago?

Applications are handled by your local Public Housing Authority, not this website. Search HUD's PHA contact directory for authorities serving Cook County, DuPage County, then follow their waiting list instructions.

Does Chicago have its own income limits?

HUD publishes income limits and Fair Market Rents by county or metro area. Chicago uses the limits for Cook County, DuPage County. Enter your ZIP in our calculator to pull the current HUD figures for your household size.