Official 2026 HUD Guide · 1,293 Cities

New York Section 8 Calculator & Housing Authority Guide (2026)

Explore official 2026 HUD income limits, Fair Market Rents (FMR), and calculate your tenant rent share across all 1,293 cities and places in New York.

Major Cities & Metropolitan Areas in New York

Quick access to income limits, housing authority contacts, and rent estimates for key areas in New York:

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How Section 8 Operates in New York

New York State Homes and Community Renewal (HCR)

New York State Homes and Community Renewal (HCR) coordinates state housing preservation, affordable housing tax credits, and directly administers Section 8 vouchers across dozens of upstate and rural counties.

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Source of Income Protections & Tenant Rights

The New York State Human Rights Law protects lawful source of income as a statewide civil right. It is unlawful for housing providers in New York State to deny housing, steer, or set different lease terms for tenants paying with Section 8 vouchers, CityFHEPS, or other subsidies.

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Fair Market Rents & Voucher Payment Standards

Voucher payment standards in New York vary widely from the five boroughs of New York City (where NYCHA and HPD administer programs aligned with NYC fair market standards) to upstate metropolitan areas like Buffalo, Rochester, Albany, and Schenectady.

Without extra HUD approval, a payment standard is usually any amount from 90% up to 110% of the published Fair Market Rent for that unit size (24 CFR 982.503). Enter your PHA’s written dollar amount in the calculator; otherwise we use 100% of FMR as a stand-in.

How HAP is calculated · Pay by bedroom size

Prominent Public Housing Authorities in New York

Contact your local PHA for waiting lists and applications. Links go to official agency sites or HUD’s national PHA directory.

New York City

New York City Housing Authority (NYCHA)

The largest public housing authority in North America, serving hundreds of thousands of voucher holders.

Schenectady

Municipal Housing Authority of the City of Schenectady (SMHA)

Administers HCV assistance across the Capital District and Albany-Schenectady-Troy region.

Rochester

Rochester Housing Authority (RHA)

Provides rental assistance and homeownership voucher opportunities in Western New York.

Buffalo

Buffalo Municipal Housing Authority (BMHA)

Operates affordable housing communities and voucher programs in Erie County.

Estimate Your Section 8 Rent Share in New York

Enter your ZIP code, household size, and income into our free calculator to see official 2026 HUD limits and instant voucher payment standards.

Frequently Asked Questions About Section 8 in New York

Is it legal for New York landlords to deny Section 8 applicants?

No. Under the New York State Human Rights Law, "lawful source of income" is a protected class statewide. Landlords, real estate agents, and property managers are strictly prohibited from refusing applicants because they hold a Section 8 voucher.

Who administers Section 8 vouchers in New York State?

In New York City, vouchers are administered primarily by NYCHA and NYC HPD. Throughout upstate and suburban New York, local municipal authorities (such as SMHA in Schenectady and RHA in Rochester) as well as New York State HCR local program administrators manage vouchers.

How do I apply for Section 8 in New York?

Applicants must apply directly to individual housing authorities when their waiting lists open. You can apply to municipal housing authorities and state HCR local offices across multiple counties simultaneously.

Complete Directory of Cities & Places in New York (1293)

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