Official 2026 HUD Guide · 701 Cities

New Jersey Section 8 Calculator & Housing Authority Guide (2026)

Explore official 2026 HUD income limits, Fair Market Rents (FMR), and calculate your tenant rent share across all 701 cities and places in New Jersey.

Calculate Section 8 Rent Browse Cities Directory

Major Cities & Metropolitan Areas in New Jersey

Quick access to income limits, housing authority contacts, and rent estimates for key areas in New Jersey:

Newark

Essex County

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Jersey City

Hudson County

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Paterson

Passaic County

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Elizabeth

Union County

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Woodbridge

CDP

Middlesex County

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Trenton

Mercer County

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Clifton

Passaic County

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Camden

Camden County

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How Section 8 Operates in New Jersey

New Jersey Department of Community Affairs (DCA) & NJHMFA

New Jersey DCA administers the Housing Choice Voucher program across all 21 New Jersey counties through regional field offices, alongside local municipal housing authorities in cities like Newark, Jersey City, and Elizabeth.

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Source of Income Protections & Tenant Rights

The New Jersey Law Against Discrimination (NJ LAD) provides some of the strongest tenant protections in the United States. It is strictly illegal for any landlord or real estate agent in New Jersey to refuse to rent to a tenant because of lawful source of income, including Section 8 vouchers, SRAP, or TRA assistance.

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Fair Market Rents & Voucher Payment Standards

Due to close proximity to New York City and Philadelphia, Fair Market Rents across North and Central Jersey are among the highest in the country, and voucher payment standards reflect these competitive metro market rates.

Without extra HUD approval, a payment standard is usually any amount from 90% up to 110% of the published Fair Market Rent for that unit size (24 CFR 982.503). Enter your PHA’s written dollar amount in the calculator; otherwise we use 100% of FMR as a stand-in.

How HAP is calculated · Pay by bedroom size

Prominent Public Housing Authorities in New Jersey

Contact your local PHA for waiting lists and applications. Links go to official agency sites or HUD’s national PHA directory.

Statewide (All 21 Counties)

New Jersey Department of Community Affairs (DCA)

Administers the state-wide Section 8 voucher program through local field offices.

Newark

Newark Housing Authority (NHA)

The largest municipal housing authority in New Jersey, serving Essex County families.

Jersey City

Jersey City Housing Authority (JCHA)

Provides voucher assistance and public housing in Hudson County.

Elizabeth

Housing Authority of the City of Elizabeth (HACE)

Operates voucher and affordable housing developments across Union County.

View full PHA directory → · National PHA directory (HUD) ↗

Estimate Your Section 8 Rent Share in New Jersey

Enter your ZIP code, household size, and income into our free calculator to see official 2026 HUD limits and instant voucher payment standards.

Calculate Section 8 Rent

Frequently Asked Questions About Section 8 in New Jersey

Can New Jersey landlords refuse Section 8 vouchers?

No. Under the New Jersey Law Against Discrimination (NJ LAD), it is illegal to refuse to rent to anyone because they receive Section 8 or any other government rental assistance. Landlords who discriminate face substantial state fines.

How do I apply for Section 8 in New Jersey?

You can apply to the New Jersey Department of Community Affairs (DCA) statewide waiting list when opened, as well as to individual municipal housing authorities (such as Newark, Jersey City, or Elizabeth) when their local lists open.

Complete Directory of Cities & Places in New Jersey (701)

701 cities & places indexed

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